A graduate of SMU’s Cox School of Business in 1992, Brad brings over 20 years of executive management experience to CapRock Services. In 1995, Mr. Woy founded The Brower Group (now known as Santander Consumer), which became one of the largest sub-prime automotive lenders in the United States. From 2000 – 2005, Mr Woy worked with Accenture’s Retail Strategy Practice consulting with Fortune 500 companies such as JC Penney, Home Depot, Office Max and Toys R’ Us. After exhaustive research and consulting with business, financial and legal counsel, he launched CapRock Services in October of 2007. Mr. Woy also leads Corporate Strategy & Development efforts for Blue Star Payment Solutions, a partnership with Jerry Jones and the Dallas Cowboys organization and WorldPay. Brad is married with two children, Jordan and Hayden.